Financing with Our Dealership
Taylor Ford of Manteno takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Learn More About the Finance Center at Taylor Ford of Manteno
If your situation is such that you need to finance a new vehicle, then you have options at our finance center. In addition to the general guidelines and policies regarding financing, there might be specials available at certain times. So, be sure to ask us about those when you come into the dealership. The first step regarding any kind of financing is approving your credit. Assuming that checks out, we invite you to learn more about your financing options available at our dealership.
New Vehicle Financing
You can choose any financing timeframe from 12 months up to 84 months. Remember that your interest rate will vary based on the length of repayment term you select. When you buy a new vehicle, there isn't any mileage limitation either. You get to select the features you want because you're getting a brand-new vehicle, so feel free to customize it to your heart's content. At the end of the term, you will own the car.
Pre-Owned Vehicle Financing
With a pre-owned vehicle, you get the same financing terms that you would with a brand-new model. When it comes to our pre-owned inventory, we might have many brands on the lot other than Ford vehicles. You will own the vehicle when the financing term is over.
Leasing
When it comes to leasing, your lease terms are the same whether the vehicle in question is new or pre-owned. You get great flexibility with a lease, starting with that your payment will be much lower, than it would be were you to buy the vehicle. That's because the lease payments cover the depreciation of the vehicle over the term of the lease. When you finish the term, which can be anywhere from 24 months to 48 months, there will still be an amount left over. At that point, you have two options. First, you can convert the remainder into a standard vehicle purchase and either pay it outright or finance it. Second, you can return the vehicle to the dealership and either lease a different vehicle or buy one.
The Ford Red Carpet Lease program gives you the choice of eight levels of mileage to go along with the available lease terms. That way, you can base your vehicle lease on your lifestyle and work-life balance. Generally, the levels range from 7,500 miles up to 19,500 miles annually, but depending on your situation, you could receive more as part of the negotiation. One of the advantages of leasing, especially new vehicles, is that they'll be under warranty during the time that you have the vehicle, so unless you cause damage to the vehicle on purpose or through negligence, any repairs will be covered during the leasing period.
Online Financing Tools
When you're ready to behind the car-buying or leasing process, take advantage of our online finance tools. These resources allow you to begin your financing journey online from the comfort of your home on your timeline. Whether you're looking to apply for financing pre-approval or appraise your current car, our pre-approval application, value your trade form, payment calculator, and more allow you enjoy the benefits of our finance center before you come in for your consultation. These tools are secure and encrypted too, so you can rest assured your information will be protected.
Schedule a Finance Appointment Online
Here at our finance center, we consider getting you behind the wheel of a new or pre-owned Ford model to be a collaborative process. By working together, we can find you the right vehicle at the right financing terms for you. Visit us at the dealership today to get started. We invite you to schedule your consultation online soon.
Ready to begin?
Welcome to Our Financing Department
Finance or Lease Your Next Vehicle with Taylor Ford Of Manteno
Regardless of whether you prefer a brand-new Ford model from our new inventory or a deal from our used inventory, you can count on the professional team in our finance center to help you secure the perfect payment plan to go with your new vehicle. Our team works with you, your budget, and with multiple banks throughout the greater Bourbonnais IL, Bradley IL, Kankakee IL, Peotone IL and Wilmington IL area to find our customers the ideal loan or lease to help make their dream car a reality.
The Options of Loan vs Lease
If you're wondering what the big difference between loan and lease is, you can rest easy! Simply put, leases are an option for drivers that don't want to commit to a Ford for a long period of time. Leases usually last between two to six years and the monthly payments are dependent upon the depreciation rate of the vehicle selected. Comparatively, loans are for Manteno drivers considering buying a vehicle - the main difference being you'll be keeping the vehicle after you've paid it off. Of course, the differences are a bit more nuanced than the above description, but Bourbonnais IL, Bradley IL, Kankakee IL, Peotone IL and Wilmington IL drivers can look to the Taylor Ford Of Manteno finance team to help sort through details.
Ready to Learn More? Get Started with Us Today
Discovering your favorite new Ford model is only part of the process, and our team here at Taylor Ford Of Manteno is ready to help you take the next step. We're proud to serve all of our Bourbonnais IL, Bradley IL, Kankakee IL, Peotone IL or Wilmington IL customers here in Manteno, and we see that your experience is complete with the highest level of service possible. Visit us today to get started toward finding the perfect new car, truck or SUV for your budget.
Your privacy is important to us.
Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Taylor Ford of Manteno
222 South Locust Street
Manteno, IL 60950
- Sales: (815) 907-7891
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